/* Paul & Cie. – Funnel-Styles (Markenfarben übernommen von kapitalanlagen.pages.dev) */
:root{--fg:#1d1d1b;--bg:#f8f8f7;--gold:#caa51e;--gold-d:#9f8218;--muted:#6b6b66;--line:#e6e4df;--ok:#0f7a4a;--warn:#9a5b00;--radius:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--fg);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold-d)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.top{background:#fff;border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:36px;width:auto}
.top-tel{font-size:14px;color:var(--fg);text-decoration:none;font-weight:600}
.hero{background:var(--fg);color:#fff;padding:36px 0 28px}
.eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:600}
h1{font-size:clamp(28px,6vw,44px);line-height:1.12;margin:10px 0 12px;letter-spacing:-.01em}
h2{font-size:clamp(22px,4.4vw,30px);line-height:1.2;margin:0 0 14px;letter-spacing:-.01em}
h3{font-size:18px;margin:0 0 6px}
.lead{font-size:18px;color:#d9d7d0;max-width:640px}
.hero-grid{display:grid;gap:24px}
@media(min-width:900px){.hero-grid{grid-template-columns:1.15fr .85fr;align-items:start}}
.hero-img{border-radius:var(--radius);overflow:hidden;background:#2a2a27;aspect-ratio:4/3}
.hero-img img{width:100%;height:100%;object-fit:cover}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:18px 0 6px}
@media(min-width:600px){.kpis{grid-template-columns:repeat(4,1fr)}}
.kpi{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:12px}
.kpi b{display:block;font-size:22px;font-variant-numeric:tabular-nums}
.kpi span{font-size:12px;color:#bdbab1}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 24px;border-radius:12px;border:0;background:var(--gold);color:#1d1d1b;font-weight:700;font-size:17px;text-decoration:none;cursor:pointer;transition:transform .05s,background .2s}
.btn:hover{background:#d8b52c}.btn:active{transform:translateY(1px)}
.btn.secondary{background:transparent;color:var(--fg);border:1.5px solid var(--line)}
.btn.block{width:100%}
.btn[disabled]{opacity:.6;cursor:wait}
.micro{font-size:13px;color:#bdbab1;margin-top:8px}
.trustbar{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:14px;color:#d9d7d0;margin-top:14px;padding:0;list-style:none}
.trustbar li::before{content:"✓ ";color:var(--gold);font-weight:700}
section{padding:40px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid2{display:grid;gap:16px}@media(min-width:800px){.grid2{grid-template-columns:1fr 1fr}}
.grid3{display:grid;gap:16px}@media(min-width:800px){.grid3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.card.dark{background:var(--fg);color:#fff;border:0}
table.facts{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}
table.facts td{padding:9px 0;border-bottom:1px solid var(--line);vertical-align:top}
table.facts td:last-child{text-align:right;font-weight:600}
table.facts tr.sum td{border-top:2px solid var(--fg);font-weight:700}
.bar{height:14px;background:#efece4;border-radius:999px;overflow:hidden;margin:8px 0}
.bar>i{display:block;height:100%;background:var(--ok)}
.note{font-size:13px;color:var(--muted)}
.disclaimer{font-size:13px;color:var(--muted);border-left:3px solid var(--gold);padding:8px 12px;background:#fffdf5;border-radius:0 8px 8px 0}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:12px}
@media(min-width:900px){.steps{grid-template-columns:repeat(5,1fr)}}
.steps li{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;position:relative}
.steps li::before{counter-increment:s;content:counter(s);display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--gold);color:#fff;font-weight:700;align-items:center;justify-content:center;margin-bottom:8px}
.steps b{display:block}
.risk li{margin-bottom:6px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:10px}
summary{font-weight:600;cursor:pointer}
/* Formular */
.formcard{background:#fff;color:var(--fg);border-radius:var(--radius);padding:20px;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.formcard h2{font-size:22px;margin-bottom:4px}
.progress{height:6px;background:#efece4;border-radius:99px;margin:12px 0 16px;overflow:hidden}
.progress>i{display:block;height:100%;width:33%;background:var(--gold);transition:width .3s}
.step{display:none}.step.active{display:block}
fieldset{border:0;padding:0;margin:0 0 14px}
legend{font-weight:700;margin-bottom:8px;font-size:16px}
.opt{display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;margin-bottom:8px;cursor:pointer;min-height:48px;font-size:16px}
.opt:has(input:checked){border-color:var(--gold);background:#fffaea}
.opt input{width:20px;height:20px;accent-color:var(--gold-d);flex:0 0 auto}
label.f{display:block;font-weight:600;font-size:14px;margin:10px 0 4px}
input[type=text],input[type=email],input[type=tel],select{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:10px;padding:10px 12px;font-size:16px;background:#fff;color:var(--fg)}
input:focus,select:focus{outline:3px solid rgba(202,165,30,.35);border-color:var(--gold)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;margin:10px 0;line-height:1.4}
.consent input{width:20px;height:20px;margin-top:2px;flex:0 0 auto;accent-color:var(--gold-d)}
.row{display:grid;gap:10px}@media(min-width:520px){.row{grid-template-columns:1fr 1fr}}
.nav{display:flex;gap:10px;margin-top:8px}.nav .btn{flex:1}
.err{color:#b42318;font-size:14px;margin:6px 0;display:none}.err.show{display:block}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.dev-banner{background:#fff4d6;color:#5c4400;border:1px dashed #caa51e;padding:10px 12px;border-radius:10px;font-size:13px;margin-bottom:12px;display:none}
.dev-banner.show{display:block}
/* Objektkarten Einsteiger */
.obj{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.obj img{aspect-ratio:4/3;object-fit:cover;width:100%;background:#eee}
.obj .b{padding:16px;display:flex;flex-direction:column;gap:8px;flex:1}
.obj .k{display:grid;grid-template-columns:1fr 1fr;gap:6px;font-size:14px}
.obj .k div span{display:block;color:var(--muted);font-size:12px}
.obj .k div b{font-variant-numeric:tabular-nums}
.tag{display:inline-block;font-size:12px;background:#f1efe8;border-radius:99px;padding:3px 9px;margin-right:4px}
/* Sticky Mobile CTA */
.sticky{position:fixed;left:0;right:0;bottom:0;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom));z-index:50;display:flex;gap:10px;align-items:center;transform:translateY(110%);transition:transform .25s}
.sticky.show{transform:none}
.sticky .btn{flex:1;min-height:48px}
@media(min-width:900px){.sticky{display:none}}
footer{background:#fff;border-top:1px solid var(--line);padding:28px 0 90px;font-size:14px;color:var(--muted)}
footer a{color:var(--muted)}
.booking-slot{border:2px dashed var(--gold);border-radius:var(--radius);background:#fffdf5;padding:24px;text-align:center;min-height:320px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px}
code{background:#f1efe8;padding:2px 6px;border-radius:6px;font-size:13px}